Mohammed Shahid Ullah

Mohammed Shahid Ullah, FCA

Finance. Leadership. Integrity. Experience

Reflections on finance, leadership, society, and the human experience shaped by time, responsibility, and restraint.

Welcome

To My Personal Domain

A space shaped by over three decades of professional experience in banking, finance, and institutional leadership.

I am Mohammed Shahid Ullah, FCA, a finance and banking professional with more than 30 years of experience across commercial banks, insurance institutions, and non-government organizations.
Currently, I serve as Deputy Managing Director (DMD) and Chief Financial Officer (CFO) of a large commercial bank in Bangladesh.

This platform brings together experience and reflection—where professional insights, leadership perspectives, and lessons from a lifelong journey in finance are shared with clarity and purpose.

Who I Am

My career spans multiple dimensions of the financial ecosystem.

From audit and accountancy to banking leadership, from international trade finance to strategic management and consultancy, I have worked at the intersection of:

Numbers and judgment

Balancing data, analysis, and experience to support sound financial decisions.

Policy and practice

Bridging regulatory frameworks with real-world execution and governance.

Institutions and people

Strengthening organizations through ethical leadership and human capital development.

I believe finance is not merely about profitability—it is fundamentally about trust, governance, and sustainable value creation.

Fields of Insight

For professionals, policymakers, students, and anyone interested in understanding finance beyond textbooks.

Banking & Financial Systems

Insights into banking operations, financial structures, and how institutions function beyond theory.

Leadership & Governance

Reflections on ethical leadership, boardroom responsibility, and sustainable institutional governance.

Risk, Audit & Compliance

Practical understanding of risk management, audit discipline, regulatory frameworks, tax, and VAT.

Economy & Financial Inclusion

Thought pieces on economic development, inclusive finance, and policy impacts on people and markets.

Loans & Trade Finance

Real-world perspectives on credit, lending decisions, and international trade finance mechanisms.

Experience & Reflection

Personal notes, life lessons, and professional reflections shaped by decades in finance and banking.

My Philosophy

Positions change. Markets evolve. Integrity endures.

Integrity Over Position

Titles and roles may evolve, but integrity is constant. Long-term credibility in finance is built on honesty, accountability, and principled decision-making.

Disciplined Risk, Sustainable Growth

Sound institutions balance ambition with prudence. Responsible risk-taking, strong controls, and informed judgment are essential for sustainable financial performance.

People as the Core of Institutions

Systems succeed when people grow. Ethical leadership, talent development, and institutional culture are central to building resilient organizations.

A Continuing Journey

This website does not represent a destination, it reflects an ongoing journey of learning, sharing, and contributing.

I invite you to explore the insights, reflect on the ideas, and engage with the perspectives shared here.